Legal Agreement

Terms & Conditions

Last updated: 31 December 2025

These Terms & Conditions ("Terms") govern your use of the website personalpredictor.com ("Website") operated by Personal Predictor ("we", "us", "our").

By accessing or using the Website, purchasing access, or using our services, you agree to be legally bound by these Terms. If you do not agree, you must not use the Website.

1 Nature of the Service

Personal Predictor provides AI-generated betting insights, analysis, and informational content only.

  • We are not bookmakers
  • We do not accept bets
  • We do not provide financial, gambling, or investment advice
  • All content is for informational purposes only

Any action taken based on information provided on the Website is done entirely at your own risk.

2 Eligibility

By using the Website, you confirm that:

  • You are at least 18 years old
  • Online betting is legal in your jurisdiction
  • You have the legal capacity to enter into this agreement

We reserve the right to deny access to any user who does not meet these requirements.

3 Access & Payment Terms (12-Month Access)

  • Access to our AI betting insights is granted via a one-time upfront payment
  • Payment provides 12 months of access from the date of purchase
  • There are no subscriptions and no recurring charges
  • Payments are processed securely via third-party processors, including Stripe.

No Refund Policy (Important)

All payments are final and non-refundable.

By purchasing access, you explicitly acknowledge and agree that:

  • Access is delivered immediately upon payment
  • No refunds, chargebacks, or reversals will be issued
  • Poor performance, losses, dissatisfaction, or unmet expectations do not qualify for refunds
  • Refunds will only be issued where required by applicable law

5 No Guarantees

We make no guarantees, representations, or warranties regarding:

  • Accuracy of predictions
  • Profitability
  • Betting outcomes
  • Financial success

Past performance does not guarantee future results.

6 User Responsibilities

You agree to:

  • Use the Website lawfully and responsibly
  • Not misuse, scrape, copy, or redistribute content
  • Maintain confidentiality of your access credentials
  • Accept full responsibility for your betting decisions

You are solely responsible for any financial outcomes resulting from your actions.

7 Intellectual Property

All content on the Website, including but not limited to:

  • AI models
  • Text
  • Graphics
  • Logos
  • Data
  • Analysis

is the intellectual property of Personal Predictor and may not be copied, reproduced, sold, or redistributed without prior written consent.

8 Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for any losses, damages, or financial harm
  • We are not responsible for betting outcomes or third-party services
  • We are not liable for indirect, incidental, or consequential damages

Use of the Website is entirely at your own risk.

Responsible Gambling Policy

We are committed to promoting responsible gambling behavior.

9.1 No Encouragement of Excessive Gambling

Personal Predictor does not encourage:

  • Reckless betting
  • Chasing losses
  • Gambling beyond your financial means

9.2 User Responsibility

You acknowledge that:

  • Gambling carries inherent financial risk
  • You are responsible for managing your own bankroll
  • You should only gamble money you can afford to lose

9.3 Support Resources

If you believe gambling is negatively affecting your life, we strongly encourage you to seek help from professional organizations, such as:

  • GamCare (UK)
  • BeGambleAware
  • National gambling support services in your country

9.4 Right to Restrict Access

We reserve the right to restrict or terminate access for users who display harmful or abusive behavior related to gambling.

10 Third-Party Links & Services

The Website may contain links to third-party websites or services. We:

  • Do not control third-party platforms
  • Are not responsible for their content or practices
  • Accept no liability for third-party actions

11 Termination of Access

We reserve the right to suspend or terminate access without notice if:

  • These Terms are violated
  • Fraud, abuse, or misuse is suspected
  • Required by law or regulation

Termination does not entitle you to a refund.

12 Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect and process personal data.

13 Changes to These Terms

We may update these Terms at any time. Changes take effect immediately upon posting. Continued use of the Website constitutes acceptance of the updated Terms.

14 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which the Website operator is established, without regard to conflict of law principles.

Contact Information

For questions regarding these Terms: